2026年6月22日 / 美国东部时间下午6:45 / CBS新闻
华盛顿讯 周一，参议院在取得重大突破并达成罕见两党共识后通过了一项旨在降低住房成本的法案。眼下，住房负担能力仍是选民在中期选举前最关心的议题。
参议院以85票赞成、5票反对的压倒性两党投票结果通过了该法案。接下来，法案将提交众议院审议。
这项被称为《21世纪住房之路法案》的法案旨在增加住房供应并降低成本，其中包括限制机构投资者购买某些独栋住宅。
参议院曾于今年3月通过该法案的早期版本，众议院则在5月通过了另一版本。上周，参议院银行委员会与众议院金融服务委员会宣布就这项广受期待的法案达成两院协议。
该法案是数十年来最全面的住房立法。参议院银行委员会主席、南卡罗来纳州参议员蒂姆·斯科特在一份声明中表示，这是“多年来致力于降低成本、扩大住房供应、减少繁文缛节、保护纳税人并帮助更多美国人实现住房拥有梦想”的成果。
“现在是时候向前推进，让这项法案获得通过，为美国民众带来切实的救济了，”斯科特说道。
马萨诸塞州参议员伊丽莎白·沃伦是银行委员会的民主党高级成员，她上周在参议院发言时，介绍了该法案中40余项住房条款。这项立法将移除部分监管障碍，简化环境审查流程以加快经济适用房开发；更新移动住房的底盘要求；为增加住房供应的社区设立创新基金；以及为退伍军人提供住房支持等。
“这项法案涵盖的内容十分广泛，”沃伦说道，“每一项条款都旨在增加住房供应、降低成本，让住房不再仅仅是华尔街的投资品，而是真正服务于美国家庭的必需品。”
白宫一直推动限制机构投资者购买独栋住宅的条款，支持者称这将减少竞争，使购房者受益。
法案现已提交众议院，众议院本周将结束休会，预计会快速推进该法案的审议。
众议院金融服务委员会主席、阿肯色州共和党众议员弗兰奇·希尔上周在一份声明中称赞最终法案文本纳入了“众议院的核心优先事项”，并提及九项社区银行法案以及限制机构投资者的条款。
“这项法案是在增加住房供应、改善负担能力以及帮助更多美国人实现住房拥有目标方面迈出的重要一步，”希尔说道，“我期待特朗普总统将其签署为法律。”
众议院金融服务委员会民主党高级成员、加利福尼亚州众议员玛克辛·沃特斯也对最终协议表示欢迎。她指出，尽管“没有任何妥协方案是完美的，但这项立法代表了有意义的进步”。
“这是向前迈进的重要一步，而非最终目的地，”沃特斯说道，“我期待继续致力于降低住房成本、解决无家可归问题、扩大经济适用房供应，并确保每个家庭都能拥有一个安全稳定的家。”
法案的通过标志着选举年中一项罕见且重大的两党成就，而近几个月来国会一直陷入僵局和阻挠。但随着住房负担能力问题持续受到美国民众关注，议员们在中期选举临近之际以两党合作的方式推进该法案。
上周参议院推进该法案时，参议院多数党领袖约翰·图恩称赞该法案是“一项能让辛勤工作的美国人生活负担更轻的重要法案”，并补充道，“这只是共和党解决生活成本问题议程中的最新一项举措”。
“我期待尽快让这项法案在国会获得通过，送交总统签署，为美国民众再赢得一场重大胜利，”这位南达科他州共和党议员说道。
参议院少数党领袖查克·舒默表示，这项两党合作的法案“向美国人展示了我们应如何治理国家”，同时指出“在如今如此分裂的时刻，民主党和共和党能够就《住房之路法案》达成一致，这凸显了当前美国住房危机的严峻程度”。
“我很高兴我们抓住了这个机会，提出一项合理的两党解决方案来帮助美国民众——鉴于白宫近期的混乱，这样的机会已经越来越少了，”这位纽约州民主党议员补充道，“这就是美国民众希望国会治理国家的方式。”
Senate passes landmark housing affordability bill after bipartisan breakthrough
June 22, 2026 / 6:45 PM EDT / CBS News
Washington — The Senate passed a bill aimed at lowering housing costs on Monday after a major breakthrough and rare bipartisan consensus that comes as affordability remains top of mind for voters heading into the midterm elections.
In an 85-5 vote, the Senate approved the legislation along wide bipartisan margins. It now heads to the House for approval.
The bill, known as the 21st Century ROAD to Housing Act, aims to increase housing supply and bring down costs, including by limiting institutional investors from purchasing certain single-family homes.
The Senate approved an earlier version of the package in March, before the House in May approved another version. Then last week, the Senate Banking and House Financial Services committees announced a bicameral agreement on the long-sought legislation.
The bill represents the most sweeping housing legislation in decades. Sen. Tim Scott of South Carolina, the chairman of the Senate Banking Committee, said in a statement that it was the result of “years of work to lower costs, expand housing supply, cut red tape, protect taxpayers, and help more Americans achieve the dream of homeownership.”
“Now it is time to move forward, get this bill across the finish line, and deliver real relief for the American people,” Scott said.
Speaking from the Senate floor last week, Sen. Elizabeth Warren of Massachusetts, the top Democrat on the Banking Committee, outlined some of the bill’s more than 45 housing provisions. The legislation would remove some regulatory barriers and streamline environmental reviews to increase development of affordable housing; update chassis requirements for manufactured housing; create an innovation fund for communities increasing housing supply; and support housing opportunities for veterans, among other things.
“There is so much in this bill,” Warren said. “Each piece, directing us toward increasing the supply of housing, bringing down the cost, and making housing something that is not just a Wall Street investment, but is actually there for American families.”
The White House has pushed for the provision limiting purchases of single-family homes by institutional investors, which proponents say would benefit homebuyers by cutting competition.
The legislation now heads to the House, which is returning from recess this week and is expected to move quickly.
GOP Rep. French Hill of Arkansas, the chairman of the House Financial Services Committee, touted the adoption of “key House priorities” in the final text of the bill in a statement last week, pointing to nine community banking bills and the language limiting institutional investors.
“This bill is a meaningful step toward increasing housing supply, improving affordability, and helping more Americans achieve homeownership,” Hill said. “I look forward to President Trump signing it into law.”
Rep. Maxine Waters of California, the top Democrat on the House Financial Services Committee, also cheered the final agreement. She noted that while “no compromise is perfect, this legislation reflects meaningful progress.”
“This is an important step forward, not the final destination,” Waters said. “I look forward to continuing my work to lower housing costs, address homelessness, expand affordable housing, and ensure every family has access to a safe and stable place to call home.”
The bill’s progress marks a major and rare bipartisan achievement during an election year, and comes as Congress has been marred in recent months by gridlock and obstruction. But with the affordability issue’s continued salience for Americans, lawmakers are moving forward in bipartisan fashion as the midterm elections approach.
When the Senate advanced the bill last week, Senate Majority Leader John Thune touted the legislation as “a significant bill to make life more affordable for hardworking Americans,” while adding that “it’s just the latest item on Republicans’ agenda to address the cost of living.”
“I look forward to getting this bill through Congress in short order, sending it to the president’s desk and delivering another major win for the American people,” the South Dakota Republican said.
Senate Minority Leader Chuck Schumer said the bipartisan bill “shows Americans how we should govern,” while noting that “the fact that Democrats and Republicans were able to come together on the ROAD to Housing, at a time of such division, shows just how dire America’s housing crisis is today.”
“I’m pleased we’ve seized this opportunity to come up with a reasonable, bipartisan solution to help the American people — opportunities that have become few and far between thanks to the chaos coming out of the White House,” the New York Democrat added. “This is how Americans want Congress to govern.”