2026年7月9日 15:20:16 美国东部夏令时 / 哥伦比亚广播公司新闻
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2026年7月9日 / 美国东部夏令时下午3:20 / 哥伦比亚广播公司新闻
随着一项具有里程碑意义的住房负担能力法案在政治上陷入停滞，美国房价已创下历史新高。
根据全国地产经纪商协会（NAR）的最新数据，6月份现房中位价为440660美元，较一年前的432700美元上涨1.8%。房价已连续36个月上涨。
PNC经济研究所经济学家梁尔尚（Ershang Liang）在一份报告中表示：“在工资增长放缓、房价涨幅更大的背景下，住房负担能力仍然处于低位。”
全国地产经纪商协会最新住房市场快照的其他关键数据包括：
- 独栋现房中位价：446400美元
- 公寓和合作公寓中位价：380000美元
- 美国东北部独栋住宅中位价：564800美元
- 美国中西部独栋住宅中位价：346600美元
- 美国南部独栋住宅中位价：377700美元
- 美国西部独栋住宅中位价：633600美元
最新数据凸显了众多购房者面临的负担能力危机。房价数十年来持续上涨，唯一一次大幅下跌发生在引发2008至2009年金融危机的那场史诗级住房危机期间。但在新冠疫情期间，随着美联储大幅降息以支撑经济，房价出现了暴涨。
如今，即便是面向首次购房者的平价房源，也超出了大多数美国人的承受能力。根据LendingTree的调查，不足四成的非房主家庭能够负担得起售价约20万美元的典型入门级住宅。房产经纪公司Redfin的数据显示，美国家庭需要年收入约117000美元才能买得起普通住宅。
两党法案等待特朗普签署
住宅地产成本的最新上涨，发生在议员们于上月通过《21世纪住房之路法案》之后。该立法将实施一系列降低房价的政策，包括消除住宅建设的监管壁垒、限制机构投资者收购独栋住宅，以及鼓励 zoning 改革以加快住宅建设。
尽管国会以罕见的两党支持态度通过了该法案，但它仍在华盛顿陷入搁置。特朗普总统于6月底取消了原定的法案签署仪式，称在议员们通过名为《拯救美国法案》的选举改革法案之前，他不会签署这项住房法案。
这项住房法案的命运仍不明朗。根据美国宪法，经国会两院通过并提交总统的法案，若总统在10天内（不含周日）未签署或否决，且国会仍在会期内，则该法案自动生效。
艾米·皮奇（Aimee Picchi）编辑
Home prices across the U.S. surge to all-time high
2026-07-09 15:20:16 EDT / CBS News
By
July 9, 2026 / 3:20 PM EDT / CBS News
With a landmark housing affordability bill in political limbo, U.S. home prices have hit an all-time high.
The median price of existing homes in June was $440,660, up 1.8% from $432,700 a year ago, according to new data from the National Association of Realtors (NAR). Home prices have risen for 36 straight months.
“Housing affordability remains low under slowing wage growth and stronger home price growth,” Ershang Liang, an economist with PNC Economics Research, said in a report.
Some other highlights from NAR’s latest housing snapshot:
- Median price for existing single-family homes: $446,400
- Median price for condominiums and co-ops: $380,000
- Median price for single-family homes in the U.S. Northeast: $564,800
- Median price for single-family homes in the Midwest: $346,600
- Median price for single-family homes in the South: $377,700
- Median price for single-family homes in the West: $633,600
The latest data underscores the affordability crunch facing many homebuyers. Home prices have climbed for decades, with the only major drop coming during the epic housing crisis that triggered the 2008-09 financial crisis. But costs skyrocketed during the pandemic as the Federal Reserve slashed interest rates to support the economy.
Today, even modestly priced homes aimed at first-time buyers are beyond the reach of most Americans. Fewer than 4 in 10 non-homeowner households can afford a typical starter home priced around $200,000, according to LendingTree. Households need an annual income of roughly $117,000 to afford the average home, real estate firm Redfin has found.
Bipartisan bill awaits Trump’s signature
The latest uptick in residential real estate costs comes after lawmakers last month passed the 21st Century ROAD to Housing Act. The legislation would implement a range of policies to lower home prices, including removing regulatory barriers to construction, restricting institutional investors from purchasing single-family homes and encouraging zoning reforms to accelerate homebuilding.
Although Congress approved the bill in a rare show of bipartisan support, it remains hung up in Washington, D.C. President Trump in late June canceled a planned signing ceremony for the measure, saying he would not sign the legislation until lawmakers pass an elections bill known as the SAVE America Act.
The fate of the housing bill remains unclear. Under the Constitution, a bill that has passed both chambers of Congress and has been presented to the president automatically becomes law if he doesn’t sign or veto it within 10 days (excluding Sundays), as long as lawmakers are in session.
Edited by Aimee Picchi
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