盖洛普民调:超半数美国人称个人财务状况恶化


2026年4月28日 / 美国东部时间下午2:24 / 哥伦比亚广播公司(CBS)新闻

据盖洛普最新民调显示,创纪录的55%美国人表示自身财务状况正在恶化,许多人对支付月度账单和最低信用卡还款额感到焦虑。

这一比例是盖洛普自2001年开始调查美国人财务状况以来的最高值,表明消费者的乐观程度低于2020年新冠疫情和2008年大衰退时期。盖洛普表示,此次调查于4月1日至15日进行,共采访了1001名成年民众。

尽管自2月伊朗战争爆发以来汽油价格飙升加剧了公众的不满情绪,但盖洛普的民调凸显出民众对负担能力的担忧多年来一直在累积,其中包括医疗保健和教育成本上涨等长期问题。

盖洛普称:“总体而言,负担能力问题主导了今年的榜单,提及通胀、能源、住房和医疗成本,以及大学学费、交通成本和育儿成本的总人数,远超其他各类财务担忧。”

调查显示,近期消费品价格上涨给约55%的受访者带来了经济困难。约13%的人将上涨的石油和天然气价格列为担忧因素,较一年前上升了10个百分点。

NerdWallet高级经济学家伊丽莎白·伦特(Elizabeth Renter)在接受CBS新闻采访时表示:“美国人对这些价格上涨感受强烈——我们频繁接触这些开支,且它们大多是必要支出。换句话说,民众很难避开当前的物价上涨,再加上本轮通胀持续时长的不确定性,消费者前景黯淡也就不足为奇了。”

据美国汽车协会(AAA)数据,周二汽油价格达到伊朗战争爆发以来的最高水平,全国平均油价隔夜上涨7美分,升至每加仑4.18美元。

比死亡更可怕?

盖洛普发现,美国人对退休储蓄和支付子女大学学费等长期问题的财务焦虑也有所增加。例如,约62%的受访者表示担心自己的退休金不够用,较一年前上升了3个百分点。

安联人寿旗下的安联退休未来中心近期发布的一份报告显示,虽然为退休生活攒钱一直是美国人的担忧点,但生活成本上涨正让人们对退休储蓄耗尽的新担忧加剧。

这家金融机构2026年退休研究发现,67%的美国人表示,他们更担心退休后钱不够用,而非死亡,这一比例较一年前上升了10个百分点。

短期问题也在困扰消费者,盖洛普调查显示,28%的受访者担心无法偿还信用卡最低还款额,较去年上升2个百分点,较2021年上升11个百分点。

伦特表示:“当汽油和食品杂货等开支上涨时,紧张的预算会很快变得难以维持。”

https://www.cbsnews.com/video/americans-react-to-high-prices-inflated-by-the-iran-war/

Over half of Americans say their finances are worsening, Gallup poll finds

April 28, 2026 / 2:24 PM EDT / CBS News

A record 55% of Americans say their financial situation is worsening, with many expressing anxiety about covering monthly bills and making minimum credit card payments, according to a new Gallup poll.

That percentage is the highest Gallup has recorded since it began asking Americans about their finances in 2001, showing consumers are less optimistic than they were during the COVID-19 pandemic in 2020 and the Great Recession in 2008. The survey is based on interviews with 1,001 adults conducted April 1-15, Gallup said.

Although surging gasoline prices since the start of the Iran war in February have fueled public frustration, Gallup’s polling underscores that affordability concerns have been building for years, including longstanding issues such as the rising cost of health care and education.

“Overall, affordability concerns dominate this year’s list, with combined mentions of inflation, energy, housing and health care costs — along with college expenses, transportation costs and childcare — far exceeding all other types of financial concerns,” Gallup said.

Recent increases in consumer prices have caused financial hardships for about 55% of those polled, according to the survey. About 13% cited rising oil and gas prices as a concern, up 10 percentage points from a year earlier.

“Americans feel these prices acutely — we interact with them on a frequent basis and they’re largely necessary,” NerdWallet senior economist Elizabeth Renter told CBS News. “In other words, it’s tough to escape current rising prices, and paired with the uncertainty of how long this spate of inflation will last, it’s unsurprising that consumers’ outlooks are bleak.”

Gas prices on Tuesday hit their highest level since the Iran war started, with the average price rising 7 cents overnight to $4.18 a gallon, according to AAA.

Scarier than dying?

Americans also expressed more financial anxiety about long-term issues such as saving for retirement and paying for their children’s college educations, Gallup found. For instance, about 62% of respondents said they feared not having enough money for retirement, up 3 percentage points from a year earlier.

To be sure, funding retirement has long been a worry for Americans, but the rising cost of living is driving new concerns about outliving one’s retirement savings, according to a recent report from the Allianz Center for the Future of Retirement, part of Allianz Life.

The financial firm’s 2026 retirement study found that 67% of Americans say they are more worried about running out of money than dying, an increase of 10 percentage points from a year earlier.

Near-term issues are also weighing on consumers, with Gallup finding that 28% of those surveyed are worried about paying the minimums on their credit cards, up 2 percentage points from last year and 11 percentage points from 2021.

“A tight budget can become unmanageable fairly quickly when things like gas and groceries get more expensive,” Renter said.

https://www.cbsnews.com/video/americans-react-to-high-prices-inflated-by-the-iran-war/

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