2026年5月28日 12:36 UTC / 路透社
2020年8月29日在美国华盛顿特区美国财政部总部拍摄的标识。路透社/安德鲁·凯利
5月28日（路透社）——美国财政部周四表示，已在全国范围内的应用商店推出“特朗普账户”，这是一项旨在为儿童创建数百万个投资账户的政策举措的推进。
此次推出标志着该计划实施的关键一步，该计划旨在通过政府支持的入门账户鼓励儿童从早年开始进行长期投资。
《本周观点快讯》新闻通讯提供路透社全球金融评论团队的见解和思路。在此注册。
“这款突破性的新应用将让数百万美国人轻松注册、存入资金并见证自己的投资增值，”财政部长斯科特·贝森特周四在社交媒体平台X上发布的一段视频中表示。
“此次发布是扩大金融准入、为商业街、华尔街以及所有美国人带来共同繁荣的重要里程碑。”
这些账户是根据唐纳德·特朗普总统的《一项宏伟美好法案》设立的，将于7月4日推出。美国财政部将为2025年至2028年间出生且拥有有效社会安全号码的儿童存入1000美元启动资金。
贝森特表示，该应用是与交易平台罗宾汉（HOOD.O）和托管银行纽约梅隆银行（BNY.N）合作开发的。
特朗普呼吁美国企业为员工的家庭账户出资，而共和党则希望在11月中期选举前解决选民的经济负担担忧。
美国银行业巨头摩根大通（JPM.N）、富国银行（WFC.N）和美国银行（BAC.N）以及支付公司维萨（V.N）等企业已承诺为其美国员工子女的账户出资。
支持者将这些账户描述为一种帮助儿童从出生起通过长期投资积累财富的方式。
倡导者表示，尽早获得储蓄和市场回报可以改善经济流动性，为后代奠定更坚实的金融基础。
财政部表示，特朗普账户计划的下一阶段将包括在7月初正式启动前完成账户激活。
本报由曼雅·赛尼在班加罗尔报道；勒罗伊·利奥编辑
US Treasury rolls out Trump Accounts app nationwide
May 28, 2026 12:36 PM UTC / Reuters
Signage is seen at the United States Department of the Treasury headquarters in Washington, D.C., U.S., August 29, 2020. REUTERS/Andrew Kelly
May 28 (Reuters) – The U.S. Department of the Treasury said on Thursday it had launched Trump Accounts on app stores nationwide, advancing a policy initiative that aims to create millions of investment accounts for children.
The rollout marks a key step in implementing the program, which seeks to encourage long-term investing from an early age through government-backed starter accounts.
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“This groundbreaking new app will make it easy for millions of Americans to sign up, contribute and watch their investments grow in value,” Treasury Secretary Scott Bessent said in a video posted on social media platform X on Thursday.
“This launch marks an important milestone towards expanding financial access and delivering parallel prosperity for Main Street, Wall Street, and all Americans.”
The accounts, created under President Donald Trump’s One Big Beautiful Bill Act and set to roll out on July 4, will see the U.S. Treasury deposit $1,000 in seed money for children born between 2025 and 2028 who have a valid Social Security number.
The app was designed in partnership with trading platform Robinhood HOOD.O and custodian bank BNY BNY.N, Bessent said.
Trump has called on American companies to contribute to family accounts for employees, as Republicans look to address voters’ affordability concerns ahead of the November midterm elections.
U.S. banking giants JPMorgan Chase JPM.N, Wells Fargo WFC.N and Bank of America BAC.N, and payments company Visa V.N are among the firms that have pledged contributions to the accounts of their U.S. employees’ children.
Supporters have framed the accounts as a way to help children begin building wealth from birth through long-term investing.
Advocates say early access to savings and market returns could improve economic mobility and give future generations a stronger financial foundation.
The Treasury said the next phase of the Trump Accounts program will include account activation ahead of the official launch in early July.
Reporting by Manya Saini in Bengaluru; Editing by Leroy Leo
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