2026-05-14 10:06:53 UTC / 路透社
作者：汉娜·朗
2026年5月14日 美国东部时间上午10:06 更新于43分钟前
2022年5月23日的资料图显示，比特币、以太坊和达世币的加密货币模型坠入水中。路透社/达多·鲁维奇/插图 购买授权使用
- 内容摘要
- 加密行业与银行就稳定币条款和监管清晰度产生分歧
- 法案命运取决于两党支持；白宫与特朗普均支持法案通过
- 2024年加密行业斥资超1.19亿美元支持亲加密货币候选人
- 美国银行家协会呼吁收紧稳定币规则，游说委员会共和党议员
5月14日（路透社）——由共和党主导的参议院银行委员会将于周四审议期待已久的加密货币监管立法，这是该法案的里程碑式一步，此前法案因加密公司与银行之间的纠纷陷入停滞。
《清晰度法案》将明确监管机构对该行业的管辖权。周四的“ markup”（即参议员辩论、修正并表决是否推进法案的程序）将表明该法案能否获得通过参议院全院投票所需的至少7张民主党议员支持票。
通过《每日案卷》时事通讯将最新法律新闻直接发送至您的收件箱，开启您的清晨阅读。点击此处订阅。
广告 · 继续向下滚动
许多民主党议员反对该法案，认为其反洗钱条款过于宽松，且应禁止政治官员从加密货币项目中获利。委员会最高民主党议员伊丽莎白·沃伦曾表示，该法案将危及国家安全和整个金融体系。
“如果该法案在委员会以党派立场投票通过，那么其前景将十分黯淡。如果有一到两名民主党议员跨党派投票支持……那么今年该法案将有通过的一线希望，”斯特芬菲尔德公司首席华盛顿政策策略师布莱恩·加德纳在一份报告中写道。
“我们耗时数年才走到这一步”
加密行业一直在积极推动该立法，称其对美国数字资产的未来至关重要，也是解决加密公司核心问题的必要之举。除其他事项外，该法案将明确加密代币何时属于证券、商品或其他类别，为行业提供其称之急需的法律清晰度，助力推动数字资产的普及。
广告 · 继续向下滚动
2024年，加密行业斥资逾1.19亿美元支持亲加密货币候选人，以期推进《清晰度法案》以及另一项旨在推动美元挂钩代币（即稳定币）广泛应用的法案，该法案已于去年生效。
“我们耗时数年的工作才走到今天这一步，”主张推进数字资产技术政策的索拉纳政策研究所首席执行官米勒·怀特豪斯-莱文说道。
银行方面正在反对法案中的一项关键条款，认为该法案将让加密公司在稳定币奖励方面拥有过多自主权，从而对银行存款构成竞争。银行行业协会发起了最后一搏，试图争取委员会共和党议员的支持，美国银行家协会周日公开呼吁其会员银行首席执行官游说委员会参议员收紧稳定币相关条款。
目前尚不清楚他们能否成功。一位要求匿名讨论内部审议情况的白宫高级官员表示，他们预计委员会所有共和党议员都将投票支持推进该法案。
特朗普在竞选活动中曾争取加密货币行业的资金支持，其家族也从自家代币中获利，他在第二任任期内将加密货币改革列为优先事项，而白宫也一直在大力推动该法案的通过，路透社此前报道。
众议院已于去年通过了其版本的《清晰度法案》。分析师表示，如果参议院今年未能通过该法案，而11月的中期选举可能会让民主党夺回众议院控制权，那么在可预见的未来，该法案几乎不可能成为法律。
汉娜·朗纽约报道；米歇尔·普莱斯与尼克·齐明斯基编辑
我们的准则：汤森路透信托原则。
US Senate committee to weigh crypto bill in milestone for digital assets
2026-05-14 10:06:53 UTC / Reuters
By Hannah Lang
May 14, 2026 10:06 AM UTC Updated 43 mins ago
Representations of cryptocurrency Bitcoin, Ethereum and Dash plunge into water in this illustration taken, May 23, 2022. REUTERS/Dado Ruvic/Illustration Purchase Licensing Rights
- Summary
- Crypto industry and banks clash over stablecoin provisions and regulatory clarity
- Bill’s fate hinges on bipartisan support; White House and Trump back passage
- Industry spent over $119 million supporting pro-crypto candidates in 2024
- American Bankers Association urges tighter stablecoin rules, lobbying committee Republicans
May 14 (Reuters) – The Republican-led Senate Banking Committee on Thursday is set to consider long-awaited legislation that would create regulations for cryptocurrencies – a landmark step for the bill which has been bogged down by a dispute between crypto companies and banks.
The Clarity Act would clarify regulators’ jurisdiction over the sector. Thursday’s “mark-up,” when senators debate, amend and vote on whether to advance the bill, will indicate if it can win the at least seven Democratic votes needed to pass the full Senate.
Jumpstart your morning with the latest legal news delivered straight to your inbox from The Daily Docket newsletter. Sign up here.
Advertisement · Scroll to continue
Many Democrats are against the bill, arguing its anti-money laundering provisions are too weak and that it should bar political officials from profiting from crypto ventures. The Committee’s top Democrat Elizabeth Warren has said it will put national security and the entire financial system at risk.
“If the bill passes the committee on a party-line vote, then the bill’s prospects will be weak. If one or two Democrats cross the aisle … then it would have a fighting chance of passing this year,” Brian Gardner, chief Washington policy strategist at Stifel, wrote in a note.
‘IT’S TAKEN YEARS’
The crypto industry has pushed aggressively for the legislation, saying it is critical for the future of U.S. digital assets and necessary to fix core problems for crypto companies. Among other things, the bill would define when crypto tokens are securities, commodities or otherwise, giving the industry what it says is much-needed legal clarity that should help boost digital asset adoption.
Advertisement · Scroll to continue
The industry spent more than $119 million backing pro-crypto candidates in 2024 hoping to advance the Clarity Act and a separate bill paving the way for wider adoption of dollar-backed tokens known as stablecoins, which became law last year.
“It’s taken years of work to get to this point,” said Miller Whitehouse-Levine, CEO of the Solana Policy Institute, which advocates for policies to advance digital asset technology.
Banks are fighting a key provision in the bill, arguing that it will create competition for deposits by giving crypto companies too much leeway to offer rewards on stablecoins. Bank trade groups launched a last-ditch effort to peel off committee Republicans, with the American Bankers Association on Sunday publicly calling for its member CEOs to push committee senators to tighten the stablecoin language.
It is unclear if they will succeed. A senior White House official, who asked not to be named discussing private deliberations, said they expect all of the committee’s Republicans to vote in favor of advancing the bill.
Trump, who courted crypto cash on the campaign trail and whose family has profited from its own token, has prioritized crypto reform during his second administration and the White House has been pushing hard for the bill, Reuters reported.
The House passed its version of the Clarity Act last year. If the Senate fails to pass the bill this year, when November midterm elections could see Democrats take the House, it is unlikely to become law in the foreseeable future, say analysts.
Reporting by Hannah Lang in New York; editing by Michelle Price and Nick Zieminski
Our Standards: The Thomson Reuters Trust Principles.
发表回复