2026-05-13T15:33:55.071Z / 路透社
作者：丹·伯恩斯
2026年5月13日 世界协调时15:33，更新于28分钟前
5月13日（路透社）——周三发布的美联储年度调查显示，去年近四分之三的美国成年人仍认为自己的个人财务状况尚可，但他们仍对通胀感到担忧，且对就业保障的担忧有所上升。
这项共有13099名受访者参与的民调于去年10月开展，捕捉到了唐纳德·特朗普总统刚结束首个白屋任期时的经济情绪：仅有26%的受访者认为美国国家经济“良好”或“优秀”，低于2024年特朗普竞选期间的29%，也远低于新冠疫情前2019年的50%。
《本周观点》时事通讯提供路透社全球财经评论团队的洞见与思路。在此注册
广告 · 滚动继续阅读
调查显示，73%的成年人表示他们去年“财务状况尚可”或“生活宽裕”，与2024年持平，但调查发现，低收入家庭、年轻人和黑人成年人等特定群体对自身财务状况的评价出现了明显下滑。
通胀仍是最主要的整体担忧，超过九成受访者提及这一问题，但将物价上涨视为“主要担忧”的比例有所下降，因物价上涨而改变消费行为的人群比例从79%降至77%。
与此同时，人们对就业市场的看法略有恶化，42%的受访者表示找工作或保住工作是次要或主要担忧，高于2024年的37%。这一发现与更广泛的就业市场数据相符：2025年招聘步伐大幅放缓，失业者更有可能长时间处于失业状态。
广告 · 滚动继续阅读
一项被密切关注家庭压力变化的问题显示，63%的受访者表示手头有现金可应对400美元的突发紧急开支，与前一年持平。
该调查首次纳入了生成式人工智能使用情况的问题。调查发现，约四分之一的工人在上个月曾在工作中使用过人工智能工具，使用这些工具的员工更倾向于认为人工智能会改善他们的职业发展，而非取代他们的工作。
丹·伯恩斯报道；保罗·西莫奥编辑
我们的标准：汤森路透信托原则，打开新标签页
Most US adults say finances in good shape but job worries tick up, Fed survey shows
2026-05-13T15:33:55.071Z / Reuters
By Dan Burns
May 13, 2026 3:33 PM UTC Updated 28 mins ago
Renovations continue at the Federal Reserve Board building in Washington, D.C., U.S., November 14, 2025. REUTERS/Elizabeth Frantz/File Photo Purchase Licensing Rights, opens new tab
May 13 (Reuters) – Nearly three-quarters of U.S. adults last year continued to rate their personal finances as being in reasonable shape, although they remained concerned about inflation and their worries about job security ticked up, an annual Federal Reserve survey released on Wednesday showed.
The poll of 13,099 respondents was fielded last October and captured economic sentiment as President Donald Trump was finishing his first year back in the White House, with just 26% rating the national economy as “good” or “excellent” versus 29% in 2024, when Trump was campaigning for office, and well down from 50% in 2019 before the COVID-19 pandemic.
The Week in Breakingviews newsletter offers insights and ideas from Reuters’ global financial commentary team. Sign up here.
Advertisement · Scroll to continue
The survey showed 73% of adults said they were “doing okay financially” or “living comfortably” last year, unchanged from 2024, though it found that certain demographic groups, including low-income households, the young and Black adults, saw meaningful declines in their assessments of their financial well-being.
Inflation remained the top overall concern – expressed by more than nine out of 10 respondents – though the share citing price increases as a “major concern” eased and those reporting they changed behavior in response to higher prices slipped to 77% from 79%.
Views of the job market, meanwhile, soured somewhat, with 42% of respondents saying that finding or holding a job was either a minor or major concern, up from 37% in 2024. That finding dovetails with wider data on the job market that showed the pace of hiring slowed dramatically in 2025 and those who lost work were more likely to remain unemployed for longer.
Advertisement · Scroll to continue
One question watched closely for changing indications of household stress showed 63% said they had the cash available for an unexpected $400 emergency expense, unchanged from the year before.
The survey asked about generative artificial intelligence usage for the first time. It found that about one in four workers had used AI tools at work in the prior month and that those who used those tools were more likely to expect them to improve their careers than to replace their jobs.
Reporting by Dan Burns; Editing by Paul Simao
Our Standards: The Thomson Reuters Trust Principles., opens new tab
发表回复