内布拉斯加州成为美国首个通过医疗补助计划工作要求的州


2026年5月1日 / 美国东部时间下午1:17 / 哥伦比亚广播公司新闻

内布拉斯加州周五成为美国首个通过医疗补助计划工作要求的州,比共和党“宏伟法案”规定的截止日期提前了七个月。

医疗保健政策专家表示,他们正在密切关注内布拉斯加州新规定的提前实施。这些新规适用于通过医疗补助扩张计划参保的人群,该计划让更多中低收入者有资格获得政府医疗保险。该州约34.6万名医疗补助受益人中,有约7万人通过该扩张计划参保。

众议院议长、路易斯安那州共和党人迈克·约翰逊2025年将这项新要求描述为削减医疗补助计划中“欺诈、浪费和滥用”的一种方式。

不过,多名专家警告称,这些限制可能会阻碍参保人获取医保。城市研究所估计,这些变化可能导致未来两年内多达1000万人失去医疗补助保险。

“内布拉斯加州提前实施新规,将让我们得以了解哪些措施可行、哪些执行环节存在问题,”凯撒家庭基金会(KFF)医疗补助与无保险人群项目副主任詹妮弗·托尔伯特在周四一场聚焦工作要求的线上活动中表示。

根据城市研究所的数据,内布拉斯加州约2.5万名医疗补助参保人可能会因新规失去医保,约占受新规约束人群的36%。

新规定适用于19至64岁的医疗补助扩张计划参保人,他们必须证明每月至少工作80小时、从事社区服务,或是至少兼职学生。部分人群可获得豁免,包括患有疾病的人、孕妇以及残疾人的护理人员。

该机构表示,许多失去医保的参保人其实符合要求,但因文书问题或未能证明自身符合豁免条件(如残疾)而被取消参保资格。

混乱的前兆?

另有三个州计划在年底前实施医疗补助工作要求:爱荷华州、蒙大拿州和内布拉斯加州。据凯撒家庭基金会数据,蒙大拿州已表示将于7月1日起开始执行新规,爱荷华州则将于12月1日实施。

尽管内布拉斯加州正推进新的医疗补助规则,但医疗保健专家表示,政策执行仍存在诸多疑问。例如,凯撒家庭基金会的一项分析发现,各州仍在等待联邦当局就如何界定参保人的“医疗虚弱”状态给出指导意见,而这正是工作要求的豁免情形之一。

由于特朗普总统2025年签署的“宏伟法案”要求新规必须在2027年1月1日前实施,许多州仍在制定执行计划,凯撒家庭基金会表示。

内布拉斯加州卫生中心协会首席执行官艾米·本克告诉美联社,协助民众参保医保的工作人员及其服务对象都有一些州尚未解答的问题。例如,前往医院就医的人可豁免工作要求,但目前尚不清楚需要出行多远才能符合豁免条件,她说道。

“我们选择快速推进工作要求的速度,没有留下足够空间开展真正有意义的沟通,”本克说道。

医疗虚弱认定难题

凯撒家庭基金会的分析发现,美国其他州目前正在完善各自的实施计划,并招聘更多州政府工作人员或承包商来处理额外的工作量。据这家卫生政策研究机构称,六个州计划利用人工智能来协助处理文件和数据匹配工作。

各州面临的一个主要问题是如何证明某人属于“医疗虚弱”人群。“宏伟法案”规定,此类人群包括失明或残疾人士、患有身体、智力或发育障碍者、有物质使用障碍或“致残性”精神障碍者,或是患有“严重或复杂”疾病者。

全国医疗补助主管协会执行主任凯特·麦克沃伊在凯撒家庭基金会的网络研讨会上表示,各州正在纠结是可以使用医疗索赔来验证医疗虚弱状态,还是依赖参保人的自我申报。

美国医疗保险和医疗补助服务中心主任穆罕默德·奥兹博士在去年12月的一份声明中赞扬内布拉斯加州宣布成为全美首个引入新工作要求的州,称提前实施新规彰显了该州“助力更多内布拉斯加州民众迈向更大独立和机遇的承诺”。

在同一份声明中,内布拉斯加州州长吉姆·皮伦表示,新规则将帮助医疗补助受益人通过就业和其他有意义的活动实现“更大的自给自足”。

截至今年2月,内布拉斯加州的失业率为3.1%,是美国失业率最低的州之一,而当月全国失业率为4.4%(3月份失业率降至4.3%)。

借鉴阿肯色州和佐治亚州的教训

一些专家对医疗补助工作要求能促使更多计划参与者就业表示怀疑,并指出了几年前实施类似规则的两个州——佐治亚州和阿肯色州的情况。

哈佛大学T.H.陈公共卫生学院研究人员的分析显示,阿肯色州的相关要求并未提高就业率。但该政策实施后,该州约1.8万名成年人失去了医保,超过一半的人称他们因此推迟了就医,超过六成的人表示因费用问题推迟了服药。

阿肯色州在2019年该政策实施一年后被法院裁定违宪,随后废除了这一强制要求。

佐治亚州的该项目耗资巨大,总成本达1.1亿美元,且约60%的医疗补助申请被驳回,原因往往是文书问题,比如未能提供出生证明或驾照,据佐治亚州预算与政策研究所——一家专注州内事务的智库——称。在该项目实施的头两年,仅约8000名佐治亚州民众成功参保。

“从本质上讲,工作要求会阻止人们获得医保,或是夺走他们的医保,即便他们符合参保资格,仍将有数百万民众失去医保,”无党派智库预算与政策优先中心在本周的一份报告中称,“阿肯色州和佐治亚州遭遇失败的实际经验也印证了这一结论。”

由阿兰·谢特编辑
美联社为本报道提供了支持。

Nebraska becomes first U.S. state to enact Medicaid work requirements

May 1, 2026 / 1:17 PM EDT / CBS News

Nebraska on Friday became the first U.S. state to enact Medicaid work requirements, seven months ahead of the deadline set by the Republicans’ “big, beautiful bill” law.

Health care policy experts say they are closely watching Nebraska’s early rollout of the new rules, which apply to people enrolled in Medicaid under an expansion that allowed more low- and middle-income earners to qualify for the government health insurance program. About 70,000 Nebraskans enrolled in Medicaid through the expansion, out of the roughly 346,000 Medicaid recipients in the state.

House Speaker Mike Johnson, a Republican from Louisiana, in 2025 described the new requirements as a way to cut “fraud, waste and abuse” in Medicaid.

However, several experts warn the restrictions could hinder access, with The Urban Institute estimating that the changes may result in up to 10 million people losing Medicaid coverage in the next two years.

“Nebraska going early is going to allow us to kind of see what might be working, what aspects of implementation may not be working,” said Jennifer Tolbert, deputy director of KFF’s Program on Medicaid and the Uninsured, in an online event on Thursday focused on the work requirements.

About 25,000 Medicaid enrollees in Nebraska could lose their health insurance under the new rules, or about 36% of those subject to the restrictions, according to the Urban Institute.

The new rules apply to Medicaid expansion enrollees aged 19 to 64, who must show they are working or performing community service for at least 80 hours a month, or are at least part-time students. There are some exemptions, including for people with medical issues, pregnant women and caregivers of disabled people.

Many losing coverage are enrollees who meet requirements but are dropped for paperwork issues or failure to prove exemptions, such as being disabled, the group said.

Recipe for chaos?

Three other states plan to implement the Medicaid work requirements by year-end: Iowa, Montana, and Nebraska. Montana has signaled it will start enforcing the rules on July 1, while Iowa will implement them Dec. 1, according to KFF.

Yet even as Nebraska moves forward with the new Medicaid rules, many questions remain about how to implement the policy, health care experts said. For instance, states are still waiting for guidance from federal authorities on how to define an enrollee in the program as “medically frail,” which is one of the exemptions from the work requirements, a KFF analysis found.

Because the “big beautiful bill,” which President Trump signed into law in 2025, requires the rules to be instituted by Jan. 1, 2027, many states are still developing plans to implement them, KFF said.

Amy Behnke, CEO of the Health Center Association of Nebraska, told The Associated Press that staff members who help people enroll in Medicaid and their clients have questions that the state hasn’t yet answered. For example, people who travel to a hospital for care are exempt from the work rules, but it’s not clear how far the journey has to be to qualify, she said.

“The speed at which we are choosing to implement work requirements hasn’t left a lot of space for really meaningful communication,” Behnke said.

Frail rate

Other U.S. states are now working through their plans and hiring more state workers or contractors to handle the additional work, KFF found in its analysis. Six states plan to use artificial intelligence to help with processing documents and data matching, according to the health policy research firm.

One major issue facing states is how to prove someone is “medically frail,” which the “big beautiful bill” says includes people who are blind or disabled; those with physical, intellectual or developmental disabilities; individuals with substance use disorder or a “disabling” mental disorder; or those with “serious or complex” medical conditions.

States are grappling with whether they can use medical claims to verify medical frailty or rely on enrollees’ self-declarations, said Kate McEvoy, executive director of the National Association of Medicaid Directors, during KFF’s webinar.

In a statement in December, Dr. Mehmet Oz, administrator of the Centers for Medicare and Medicaid Services, applauded Nebraska for announcing it would be the first state in the nation to introduce the new work requirements, describing the early rollout as showing the state’s “commitment to helping more Nebraskans move toward greater independence and opportunity.”

In the same statement, Nebraska Gov. Jim Pillen described the new rules as helping Medicaid recipients win “greater self-sufficiency through employment and other meaningful activities.”

As of February, Nebraska had one of the lowest unemployment rates in the U.S., at 3.1%, compared with a national jobless rate that month of 4.4% (Unemployment fell to 4.3% in March.)

Learning from Arkansas and Georgia

Some experts are skeptical that Medicaid work requirements will spur more program participants to get jobs, pointing to what happened in two states, Georgia and Arkansas, that enacted similar rules several years ago.

Arkansas’ requirements failed to boost employment, according to an analysis from researchers at Harvard University’s T.H. Chan School of Public Health. But about 18,000 adults in the state lost health care coverage after the policy went into effect, with more than half reporting that they delayed medical care and more than 6 in 10 saying they delayed taking medications because of cost.

Arkansas dropped the mandate after a court struck it down in 2019, a year after it was implemented.

Georgia’s program proved costly, with a pricetag of $110 million, and rejected about 60% of Medicaid applicants, often for paperwork issues such as failing to provide a birth certificate or driver’s license, according to the Georgia Budget and Policy Institute, a state-focused think tank. Over its first two years, the program enrolled about 8,000 Georgians.

“At their core, work requirements keep people from or take away health coverage, and indeed people will lose coverage by the millions, even if they are eligible,” the Center on Budget and Policy Priorities, a nonpartisan think tank, said in a report this week. “This conclusion is supported by ill-fated, real-world experiences in Arkansas and Georgia.”

Edited by Alain Sherter

The Associated Press contributed to this report.

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