2026年4月15日 美国东部时间5:00 / 哥伦比亚广播公司新闻（CBS News）
作者：玛丽·坎宁安
玛丽·坎宁安是CBS财经观察栏目的记者，曾供职于《60分钟》、CBS新闻网及CBS新闻24小时频道，为哥伦比亚广播公司新闻实习项目成员。
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据美国国税局（IRS）数据，又一个纳税申报日到来之际，今年的平均退税金额为3462美元，较2025年增长11%，约合350美元。
美国两政策中心（Bipartisan Policy Center，无党派智库）税收政策主任安德鲁·劳茨对CBS新闻表示：“总退税额和平均退税额都在上涨，显然，数百万乃至数千万纳税人正在申领去年通过的《一项宏伟美丽法案》项下的新增抵扣项。”
税收抵扣会减少个人应纳税所得额，通常意味着纳税人最终需要缴纳给国税局的税款会更少。
劳茨指出，该智库观察到许多纳税人正受益于针对小费和加班费免征联邦所得税的政策调整。根据两政策中心3月对1200名纳税人开展的调查，约三分之一的受访者表示自己获得过小费收入、加班费，或两者兼有。
多少人能拿到退税
据国税局数据，去年共有1.04亿纳税人，即63%的申报者拿到了退税。今年截至目前，已有近7000万申报者收到了退税退款。劳茨表示，纳税申报日后退税工作仍将继续，但他预计平均退税金额将保持相对稳定。
投资银行派珀·桑德勒（Piper Sandler）今年早些时候曾预测，2026年的退税金额最多将增加1000美元。
派珀·桑德勒美国政策部门副主任唐·施奈德称，该预测的更高金额是一个“假设性上限”，前提是所有申报者都能拿到退税。他指出，《一项宏伟美丽法案》带来的1060亿美元追溯性税收减免，今年不会仅以退税的形式发放给美国民众，还将用于降低民众的纳税义务。
“如果我们只盯着退税本身或平均退税金额，就会漏掉一半的关键信息，”施奈德对CBS新闻说道，“我们需要关注人们原本需要缴纳的税款减少了多少。考虑到加班费和小费收入的增加，这一切都表明，今年的税收减免力度可能超出了预期。”
美国民众将如何使用退税款项
两政策中心的纳税人调查显示，截至3月24日，14%的美国纳税人表示今年拿到的退税“大幅”增加。
许多美国人已经想好如何使用这笔退税资金。美国银行全球研究部的一项调查显示，超过三分之一的美国人计划用IRS退税来偿还债务，约13%的人打算将这笔钱用于储蓄。
部分民众还可能将退税用于日常开支，比如汽油费。受伊朗局势推高全球油价影响，美国汽油价格已每加仑上涨1.14美元。据美国汽车协会（AAA）数据，截至本周二，美国全国普通汽油平均价格为每加仑4.12美元。
斯坦福经济政策研究所的经济学家估算，受全球油价上涨影响，今年美国家庭平均将额外支出740美元汽油费，是今年迄今平均退税增幅的两倍。
编辑：阿兰·谢尔特
https://www.cbsnews.com/video/how-to-avoid-tax-season-scams/
It’s Tax Day. Here’s how big the average tax refund is in 2026.
April 15, 2026 5:00 AM EDT / CBS News
By Mary Cunningham
Mary Cunningham is a reporter for CBS MoneyWatch. She previously worked at “60 Minutes,” CBSNews.com and CBS News 24/7 as part of the CBS News Associate Program.
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As another Tax Day arrives, the average refund this year is $3,462, up 11%, or around $350, from 2025, according to IRS data.
“Aggregate refunds are up, average refunds are up, and clearly millions, if not tens of millions, of taxpayers are claiming one of the new deductions” under the “One Big Beautiful Bill Act” enacted last year, Andrew Lautz, director of tax policy for the Bipartisan Policy Center, a nonpartisan think tank, told CBS News.
Deductions reduce a person’s taxable income, which typically means they end up owing less to the IRS.
Lautz said the think tank is seeing many people take advantage of changes eliminating federal income taxes on tips and overtime. According to a March survey of 1,200 taxpayers by the Bipartisan Policy Center, about a third of respondents said they received tipped income, overtime pay or both.
How many people get refunds
Last year, 104 million taxpayers, or 63% of filers, received refunds, according to the IRS. So far this year, nearly 70 million filers have received tax returns, agency data shows. Refunds will continue going out after Tax Day, but Lautz said he expects the average refund size to remain relatively steady.
Investment bank Piper Sandler earlier this year projected that tax refunds would increase by as much as $1,000 in 2026.
Don Schneider, deputy head of U.S. policy at Piper Sandler, called that larger amount a “hypothetical maximum” that assumes all filers get a refund. The $106 billion in retroactive tax relief from the One Big Beautiful Bill Act he projects will flow to Americans this year won’t just show up in the form of tax refunds — it will also lower what people owe in taxes, he noted.
“If we’re just going to fixate on the refunds themselves or the average size, we’re going to miss half of the story,” Schneider told CBS News. “So we need to look at the reduction in taxes that people otherwise owe. And all of this is suggestive of tax relief probably being stronger than expected when we consider more overtime, more tips, etcetera.”
How will Americans spend tax refunds?
As of March 24, 14% of U.S. taxpayers reported receiving a “significantly” larger refund this year, according to the Bipartisan Policy Center’s taxpayer survey.
Many Americans already have a sense of how to use the cash. Over one-third of Americans plan to use their IRS refund to reduce their debt, while about 13% expect to put the money toward savings, according to a Bank of America Global Research survey.
Some may also end up using it for everyday expenses like gas, which has surged by $1.14 per gallon as the Iran war drives up global oil prices. As of Tuesday, the national average for a gallon of regular gas was $4.12, according to AAA.
Economists from the Stanford Institute for Economic Policy Research estimate that the average U.S. household will spend an additional $740 on gas this year due to the jump in global oil prices, double the average increase in refund sizes so far this year.
Edited by Alain Sherter
https://www.cbsnews.com/video/how-to-avoid-tax-season-scams/
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