金融分析师携手前CBS新闻负责人分享令人意外的家庭理财技巧


2026-06-19T11:45:00-0400 / 哥伦比亚广播公司新闻

马修·安克拉姆曾明确表示,他希望为女儿们创造世代传承的财富,同时教会她们如何实现财务稳定。只是他当时并未想到,一个咖啡罐会成为这些理财课程的关键载体。

安克拉姆是来自密苏里州堪萨斯城的金融分析师,随着家庭规模扩大,他开始“用截然不同的视角看待世界”。如今他共有三个女儿:佩顿、摩根和皮尔斯。

“当你真正开始考虑为孩子创造一笔遗产,或是说世代传承的财富时……你不会再按季度甚至年度来规划,”安克拉姆解释道,“你会开始以十年为单位去思考。”

他开始研究“百倍股”,也就是在数十年间价值增长百倍的股票。他试图找出这类公司的共同特质,随后基于自己的结论买入他认为未来有望脱颖而出的公司股票。这套策略依靠复利为女儿们积累投资组合,他相信该组合未来总价值可能达到5亿美元。

马修·安克拉姆(右)与他的三个女儿。 哥伦比亚广播公司纽约分社

“这本书背后真正的核心是耐心,是找到优质企业,同时借助复利的力量发挥核心作用,”安克拉姆说道。

为了妥善保管这些股票凭证,他将它们藏在了一个咖啡罐里。计划是在买入股票至少30年后再动用这笔资产。

前CBS新闻与电视台总裁尼拉吉·凯姆拉尼听闻安克拉姆的策略后,希望了解更多细节。两人1999年相识,多年来一直保持友谊。安克拉姆向他解释了自己的理财方法后,两人决定将这套经验分享给更多人。

“亲眼见证一位父亲为女儿们挑选‘咖啡罐股票’并做出投资决策,这件事极具吸引力,”凯姆拉尼表示,“这就像终极彩票,我深知自己必须把他和他家庭的故事写下来。”

这个故事最终成为凯姆拉尼近日出版的首部作品《咖啡罐投资者》。凯姆拉尼解释道,这本书的内涵远超安克拉姆的个人理财策略。

2022年,尼拉吉·凯姆拉尼在CBS新闻编辑部。 米歇尔·克劳/CBS通过盖蒂图片社拍摄

“它关乎最珍贵的馈赠:传授金融知识,”凯姆拉尼说。

安克拉姆的女儿们表示,她们为父亲为她们规划未来、并将这些经验分享给全世界感到自豪。但她们也特意补充道,父亲的育儿方式并不只局限于股票和资产增值。他会陪女儿们去看《芭比》电影,也总是乐于倾听“我们所有的少男少女心事”,其中一位女儿说道。

最重要的是,他赋予了她们“灵活性”和“自由”,让她们能够按照自己的意愿生活。

“如今,(我的大女儿)热爱护理工作,”安克拉姆说,“但你知道,未来某个时刻,她可能会决定去做完全不同的事情。”

Financial analyst teams up with former CBS News head to share surprising family finance tips

2026-06-19T11:45:00-0400 / CBS News

Matthew Ankrum knew he wanted to build generational wealth for his daughters while teaching them about financial stability. He just didn’t know a coffee can would be the key to those lessons.

Ankrum, a financial analyst from Kansas City, Missouri, started “thinking about the world differently” as his family grew. He now has three daughters: Peyton, Morgan and Pierce.

“When you actually start thinking about creating a legacy, or kind of generational wealth, for your kids … you don’t think about it as in quarters or even years,” Ankrum explained. “You start thinking about it in the decades.”

He started studying “100-baggers,” or stocks that have multiplied in value 100 times over the decades. He tried to figure out what those companies had in common, then used his conclusions to buy shares in what he thinks will be the breakout companies of the future. The strategy relies on compounding interest to leave his daughters a portfolio that he believes could someday be worth half a billion dollars.

Matthew Ankrum, right, and his three daughters. CBS News New York

“The real story behind the book is about patience, and it’s about actually finding outstanding companies and being able to allow the power of compounding to do the heavy lifting,” Ankrum explained.

To keep those stock certificates safe, he stashed them in a coffee can. The plan is to not touch the stocks until at least 30 years after they were purchased.

When former CBS News and Stations President Neeraj Khemlani heard about Ankrum’s strategy, he wanted to know more. The two met in 1999 and stayed friends over the years. After Ankrum explained his method, the two decided to share it with others.

“Following someone who is, in real-time, making decisions on which stocks to put into a coffee can for his daughters, was riveting,” Khemlani said. “That’s the ultimate lottery ticket, and I knew I had to write his story and his family’s story.”

That story became Khemlani’s recently published first book, “The Coffee Can Investor.” The book is about more than Ankrum’s personal strategy, Khemlani explained.

Neeraj Khemlani in the CBS News newsroom in 2022. Michele Crowe/CBS via Getty Images

“It’s about the greatest gift: of imparting financial literacy,” Khemlani said.

Ankrum’s daughters said they’re proud of him for setting them up for success and sharing his lessons with the world. But they were sure to add his parenting isn’t based on just stocks and growth. He went to see the “Barbie” movie with them, and is always down to listen to “all of our boy drama,” one said.

Most importantly, he has given them the “flexibility” and “freedom” to live life on their own terms.

“Today, (my daughter) loves nursing,” Ankrum said. “But, you know, at some point in the future, she might decide that she wants to do something different.”

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