2026-06-11T23:07:37.183Z / 美国有线电视新闻网（CNN）
作者：贝齐·克莱因
23分钟前发布
发布于2026年6月11日，美国东部时间晚上7:07
投资 唐纳德·特朗普
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2026年6月11日周四，华盛顿特区，美国财政部一场活动上的第一夫人梅拉尼娅·特朗普。
安娜·莫尼梅克/盖蒂图片社
内容摘要
- 第一夫人梅拉尼娅·特朗普公布更新指引： 允许州儿童福利机构为寄养青年开设特朗普账户。
- 儿童福利倡导者担忧： 监护人要求不明确，寄养儿童可能被排除在项目之外。
- 目前进展： 已有23个由共和党州长领导的州加入该新项目。
AI生成的摘要经CNN编辑审核。
唐纳德·特朗普总统今年早些时候公布了他的标志性项目特朗普账户后，儿童福利倡导者意识到，有一类符合资格的儿童即便不是完全无法，也将很难使用这种类似《通胀削减法案》的储蓄账户。
这些账户必须由“授权个人”开设，这类人通常是父母或被指定为法定监护人的其他家庭成员。但对于那些可能拥有轮换法定监护人的寄养儿童来说，这一要求意味着什么尚不明确。
“寄养青年原本会被排除在外。如果你进入寄养系统，谁是你的监护人？谁来签字？谁为你开设账户？如果你回到原生家庭又会是什么情况？”儿童福利倡导组织“为我们着想”的创始人兼首席执行官西克斯托·坎塞洛说道。
坎塞洛将这一问题反映给了第一夫人梅拉尼娅·特朗普的办公室。在第二个任期内，梅拉尼娅·特朗普部分利用其平台关注寄养系统中的儿童，推动立法及其他工作来支持这一长期被边缘化的群体。
坎塞洛表示，特朗普的办公室立刻“采取了行动”，并回应称“他们会如何提供帮助”，同时召集相关人员协调。
周四，在其办公室、州政府与财政部数月协调后，第一夫人正式公布了“培育未来账户”，更新的指引允许州儿童福利机构和寄养青年代表为寄养儿童开设账户。
通常保持低调的特朗普当天现身财政部，与财政部长斯科特·贝森特一同宣布了这一消息。
根据美国教育部的数据，全美约有40万青年处于寄养状态。
贝森特周四表示，其中五分之一的儿童在脱离寄养系统成年后可能会无家可归，仅有一半的人“在24岁前能获得有收益的工作”。
该账户将于7月4日正式启动，面向所有持有有效社会安全号码的美国公民儿童。对于普通特朗普账户，2025年1月1日至2028年12月31日期间出生的儿童可获得联邦政府提供的一次性1000美元试点资助。
但儿童福利机构无法为寄养儿童申领这1000美元的试点资助。根据美国国税局的规定，若寄养父母或养父母预计该儿童将成为其“合格子女”，则可选择为孩子的账户申领该资助。各州还可将联邦遗属福利以及未使用的贫困家庭临时援助资金存入这些账户。
第一夫人在周四的讲话中表示，这些孩子年满18岁后即可使用账户中的资金。她称这是“迈向个人独立的第一步”。
据梅拉尼娅·特朗普的办公室透露，目前已有23个州全部由共和党州长领导——加入了该项目，倡导团体和第一夫人办公室正在努力争取剩余的州加入。贝森特表示，财政部正在为州福利机构提供额外的指引和支持，以帮助它们最大限度发挥该项目的益处。
对于曾亲身经历寄养系统的坎塞洛来说，周四的宣布标志着重要的一步，可能会成为寄养青年的救命稻草。
“对于一名高中生来说，想到‘我可以用这笔钱租公寓’，会带来一种难以言喻的安心感，”他说道。
The president’s Trump Accounts didn’t initially plan for foster kids — until the first lady’s office stepped in
2026-06-11T23:07:37.183Z / CNN
By Betsy Klein
23 min ago
PUBLISHED Jun 11, 2026, 7:07 PM ET
Investing Donald Trump
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First lady Melania Trump is seen during an event at the US Treasury Department on Thursday, June 11, in Washington, DC.
Anna Moneymaker/Getty Images
Summary
- First lady Melania Trump unveiled updated guidance allowing state child welfare agencies to open Trump Accounts for foster youth.
- Child welfare advocates raised concerns that foster children would be excluded from the program due to unclear guardian requirements.
- So far, 23 states led by Republican governors have opted into the new program.
AI-generated summary was reviewed by a CNN editor.
After President Donald Trump unveiled his signature Trump Accounts earlier this year, child welfare advocates realized it would be challenging, if not impossible, for one eligible group of children to access the IRA-style savings accounts.
The accounts must be opened by an “authorized individual,”who is most typically a parent or other family member named as a legal guardian. But it wasn’t clear what that might mean for children in foster care who may have a rotating cast of legal guardians.
“Foster youth would have been left out. What would it have meant if you come into care? Who’s your custodian? Who signs up? Who is going to open the account for you? What does it look like if you go back home?” said Sixto Cancel, the founder and CEO of child welfare advocacy group Think of Us.
Cancel raised the issue with the office of first lady Melania Trump, who in her second term has used her platform, in part, to shine a spotlight on children in the foster care system, working on legislative and other efforts to support a long-marginalized group.
Immediately, Cancel said, Trump’s office “jumped into action” and “responded with ‘how can they help?’ and pulling people together.”
On Thursday, after months of coordination between her office, state governments and the Treasury Department, the first lady formally unveiled “Fostering the Future Accounts,” offering updated guidance that allows state child welfare agencies and foster youth representatives to set up the accounts for children in foster care.
Trump, who typically keeps a low public profile, appeared at the Treasury Department to make the announcement alongside Treasury Secretary Scott Bessent.
Approximately 400,000 American youth live in foster care, according to the US Department of Education.
One in five of those children, Bessent said on Thursday, could experience homelessness as they age out of the system, and only half “obtain gainful employment by the time they turn 24.”
The accounts, which officially launch July 4, are open to any child who is a US citizen with a valid Social Security number. For the regular Trump Accounts, children born between January 1, 2025, and December 31, 2028, may receive a one-time, $1,000 pilot contribution from the federal government.
But child welfare agencies cannot receive that $1,000 pilot contribution for children in foster care. Instead, a parent or foster parent can elect to have the child’s account receive that contribution if they anticipate the child will be their “qualifying child,”according to the Internal Revenue Service. States can also deposit federal survivor benefits into these accounts, along with unobligated Temporary Assistance for Needy Families funds.
When they turn 18 years old, the first lady said in her Thursday remarks, those children will be able to access the money in the account. She called it a “first step toward personal independence.”
So far, 23 states — all with Republican governors — have opted in to the program, with efforts from advocacy groups and the office of the first lady underway to get the remaining states on board, according to Melania Trump’s office. The Treasury Department is providing extra guidance and support to the state welfare agencies on how to maximize the benefit, Bessent said.
For Cancel, who was once part of the foster care system himself, Thursday’s announcement marks an important step that could serve as a lifeline.
“To have that as a high schooler — to think, ‘I can use that to get an apartment’ — brings you a peace of mind that is unexplainable,” he said.
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