2026年6月8日 美国东部时间下午1:22 / 哥伦比亚广播公司新闻（CBS News）
作者：艾梅·皮奇（Aimee Picchi）
美国经济表现或许好于预期，但美国人对个人财务状况的悲观情绪与日俱增。
纽约联邦储备银行的《消费者预期调查》显示，约48%的美国人表示，5月时自身财务状况较一年前更糟，这一比例为2023年1月以来最高。
消费者对未来也愈发不乐观。纽约联储称，预期未来一年财务状况会改善的家庭占比与预期会恶化的家庭占比之比，降至2022年10月以来的最低水平。
此次调查结果发布之际，正值伊朗局势引发的通胀飙升推高油气价格。据金融数据公司路孚特（FactSet）预测，将于周三发布的5月消费者价格指数（CPI）将显示年度通胀率上月升至4.2%。这将是三年来的最高水平。
该调查还发现公众对劳动力市场状况的焦虑情绪加剧。约15%的美国人表示，他们认为自己未来一年内可能失业，这一比例较该系列调查的12个月平均水平高出0.5个百分点。与此同时，人们对找到新工作的信心降至2025年12月以来的最低点。
尽管面临关税上调、汽油价格上涨等财务压力，消费者仍在持续消费，而美国过去三个月的招聘情况也有所回升。即便如此，随着汽油价格居高不下、挤压家庭预算，财务紧张的迹象已经显现。
例如，5月工资年增长率为3.4%，但上月通胀年化率达3.8%，削弱了消费者的购买力。哥伦比亚广播公司最近的一项民调显示，四分之三的美国人表示他们的工资跟不上通胀水平。
纽约联储此前发布的数据显示，美国信用卡违约率也已达到2011年以来的最高水平，当时美国经济仍在从大衰退中复苏。这一跃升表明，越来越多的消费者难以履行其财务义务。
编辑：阿兰·谢尔特（Alain Sherter）
https://www.cbsnews.com/video/new-data-shows-americans-are-saving-less/
Nearly half of Americans say they’re worse off financially than a year ago, NY Fed finds
2026-06-08 1:22 PM EDT / CBS News
By Aimee Picchi
The U.S. economy may be holding up better than expected, but Americans are growing more pessimistic about their personal finances.
Roughly 48% of Americans said their financial situation was worse in May than a year ago, the highest share since January 2023, according to the Federal Reserve Bank of New York’s Survey of Consumer Expectations.
Consumers are also less optimistic about the future. The share of households expecting their finances to improve over the next year, relative to those expecting them to worsen, fell to its lowest level since October 2022, the New York Fed said.
The findings come amid an inflation spike driven by the Iran war, which has sent oil and gas prices soaring. The May Consumer Price Index, set to be released on Wednesday, is expected to show that the annual pace of inflation accelerated to 4.2% last month, according to financial data firm FactSet. That would mark the highest level in three years.
The survey also found growing public anxiety about the state of the labor market. About 15% of Americans said they believe they could lose their jobs within the next year, 0.5 percentage points above the series’ 12-month average. Meanwhile, confidence in finding a new job fell to its lowest level since December 2025.
Consumers have continued to spend despite financial pressures ranging from tariffs to higher gas prices, while hiring across the U.S. has picked up over the last three months. Even so, signs of financial strain are appearing as gas prices remain elevated, eating into household budgets.
For instance, wages rose at an annual rate of 3.4% in May, but inflation the previous month rose at an annualized 3.8%, eroding consumers’ purchasing power. Three-quarters of Americans said their wages aren’t keeping up with inflation, according to a recent CBS News poll.
Credit card delinquencies across the U.S. have also reached their highest level since 2011, when the economy was still recovering from the Great Recession, according to earlier data released by the Federal Reserve Bank of New York. That jump signals that more consumers are struggling to meet their financial obligations.
Edited by Alain Sherter
https://www.cbsnews.com/video/new-data-shows-americans-are-saving-less/
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