美国房产税涨幅跑赢通胀 来看全美房主缴税情况


2026年4月9日 / 美国东部时间下午4:25 / 哥伦比亚广播公司(CBS)新闻

房地产数据公司ATTOM的最新分析显示,美国全国范围内的房产税涨幅超过通胀率,去年房主平均缴税4427美元,较2024年增长3.7%。

相比之下,衡量一篮子常见商品和服务价格的消费者物价指数(CPI)去年涨幅为2.7%。部分州的房主面临的房产税涨幅更为可观,其中特拉华州上涨18%,马里兰州上涨11.6%。

房产税通常由地方政府征收,用于为公立学校、道路建设以及警察和消防部门等公共服务筹集资金。无党派税收基金会(Tax Foundation)的数据显示,地方税收收入中每1美元就有70美分来自房产税。

尽管去年独栋住宅的平均估值下降1.7%,至494231美元——仍处于历史高位,但房产税仍出现上涨。税收政策中心(Tax Policy Center)表示,这表明房产税受物业评估之外的因素影响,部分地方政府因提供公共服务的成本上升而提高了税率。

ATTOM首席执行官罗布·巴伯对哥伦比亚广播公司新闻表示:“房产税涨幅往往超过通胀,因为它们由地方政府的资金需求驱动,而非消费者物价。无论整体通胀趋势如何,市政当局都可能提高税率或维持更高的征税标准,以跟上学校、基础设施和公共服务成本的上涨。”

房产税出现下降的地区

ATTOM的分析显示,去年全美有40个州和哥伦比亚特区的房产税出现上涨,另有10个州的房产税下降,这些州大多位于西部。

这些下降反映了部分州推动房产税减免的举措:怀俄明州立法者批准对价值不超过100万美元的房产减免25%的房产税。蒙大拿州约八成房主去年享受到了房产税减免,这得益于一项引入退税和分级税制的新法案。

巴伯说:“在房产税同比下降的州,减税通常由政策调整和替代收入来源驱动,而非仅仅是房价走势。能源或旅游业等领域的强劲收入可以减轻对房产税的依赖,而减税或税收减免措施等立法行动可以进一步降低整体税负。”

分析发现,美国东北部、加利福尼亚州和伊利诺伊州的房主通常需要缴纳最高的房产税,其中新泽西州房主年均缴税约10500美元。房产税最低的州是西弗吉尼亚州,平均每户缴税1081美元。

Property taxes are rising faster than inflation. See what homeowners pay across the U.S.

April 9, 2026 / 4:25 PM EDT / CBS News

Property taxes across the U.S. are rising faster than inflation, with the average homeowner last year paying $4,427, up 3.7% from 2024, according to a new analysis from real estate data firm ATTOM.

By comparison, the Consumer Price Index — a basket of commonly purchased goods and services — rose 2.7% last year. Homeowners in some states have faced considerably larger property tax increases, including an 18% hike in Delaware and an 11.6% jump in Maryland.

Property taxes are typically levied by local governments to raise revenue for public services, including public schools, road construction, and police and fire departments. They account for 70 cents of every dollar in local tax collections, according to the nonpartisan Tax Foundation.

Property taxes rose last year even as the average estimated value for single-family homes dropped 1.7% to $494,231 — still among the highest on record but representing a slight year-over-year dip. This shows property taxes are influenced by factors other than property assessments, with some local governments hiking taxes due to the rising cost of providing public services, according to the Tax Policy Center.

“Property taxes often rise faster than inflation because they’re driven by local government funding needs, not consumer prices,” ATTOM chief executive Rob Barber told CBS News. “Municipalities may increase tax rates or maintain higher levies to keep up with rising costs for schools, infrastructure and public services, regardless of broader inflation trends.”

Where property taxes are falling

While property taxes rose in 40 states and the District of Columbia last year, they fell in 10 states, mostly in the West, according to the ATTOM analysis.

Those declines reflect a push in some states to reduce property taxes, with Wyoming lawmakers approving a 25% cut for properties valued at up to $1 million. About 8 in 10 Montana homeowners got a property tax cut last year because of a new law that introduced a rebate and a tiered tax system.

“In states with year-over-year declines, property tax reductions are typically driven by policy changes and alternative revenue sources rather than just home price trends,” Barber said. “Strong revenues from sectors like energy or tourism can ease reliance on property taxes, while legislative actions such as rate cuts or tax relief measures can further lower the overall burden.”

Homeowners in the Northeast, California and Illinois typically pay the most in property taxes, with the average New Jersey homeowner paying about $10,500 a year, the analysis found. The lowest property taxes were in West Virginia, with an average levy of $1,081 per home.

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