独家报道： 迈克尔·卡尔博纳拉是佛罗里达州的共和党候选人，他以政治颠覆者的身份挑战长期担任民主党众议员的黛比·沃瑟曼·舒尔茨。他提出了一项旨在减轻美国面临的严重学生贷款债务危机的计划，且不将负担转嫁给纳税人。
在接受福克斯新闻数字版采访时，卡尔博纳拉哀叹，在美国庆祝建国250周年之际，“美国梦的理念对许多年轻美国人来说正在消逝”。
他批评民主党人在倡导可负担性的同时，提出的解决方案却相当于增税。
“这是美国250年历史上第一次，下一代人的机会和自由实际上比他们的父母更少，”他说，“与其一味增税（人们已经厌倦了这种做法），我希望把更多的钱放回每个美国人的口袋里，让生活变得负担得起。”
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卡尔博纳拉没有将责任转嫁给纳税人，而是指责政府补贴是大学学费上涨的“根本原因”。作为一名金融科技大亨和商业领袖，他还主持播客。他表示，政府补贴让学校能够提高价格，导致大学学费高得令人难以负担。
“学生没有理由每年支付5万美元的学费，最终却要背负一辈子的债务，还得每年去偿还，”他指出，“这不是我们想要的。我们希望人们能够上学、结婚、找到高薪工作，从而能够负担得起组建家庭。”
卡尔博纳拉称，这是选民在竞选活动中向他提出的首要问题之一。
“我不仅听到年轻美国人的声音，也听到所有人的声音，”他解释道。
“首次购房的平均年龄现在已经超过40岁，而20、30年前，这个年龄还在30岁以下，”他继续说道，“说实话，如果你住在南佛罗里达州的一套700平方英尺的公寓里，没有人愿意结婚生子。”
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然而，与前总统拜登的学生贷款减免计划（该计划会让纳税人承担责任）不同，卡尔博纳拉表示，解决政府补贴问题将把责任推给大学。
“减免贷款的想法，我们必须摒弃，这里没有减免，”他说。
“大学有责任站出来解决这个困境。我们需要制定这些计划，让大学能够解决问题，因为再次强调，它们是获得所有政府资助和学费保障的一方。既然它们受益了，就有责任解决这些问题。”
如果当选，卡尔博纳拉认为他能够跨党派合作，为学生贷款危机带来两党共同的解决方案。
“人们意识到这是一个真正的危机，”他补充道，“这需要艰苦的工作，显然需要学生和国会成员双方共同承担责任。”
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卡尔博纳拉警告说，学生贷款债务是首次购房者平均年龄上升至40岁的主要驱动因素之一。
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最终，卡尔博纳拉表示，由于美国梦对许多人来说已经遥不可及，“我们正处在一个十字路口”。
“我们是走社会主义道路……还是走自由的道路，在这条道路上我们能够创造机会，给人们自我决定的工具，让他们能够繁荣昌盛，自己决定生活中的事情？”他问道。
“这是我们需要走的道路。我们需要回归美国使国家伟大的核心价值观，把美国的自由和美国梦的机会还给每个人。”
彼得·皮内多是福克斯新闻数字版的政治记者。
Florida Republican congressional candidate Michael Carbonara is proposing a student debt relief plan that rejects former President Joe Biden’s forgiveness model.
EXCLUSIVE: Michael Carbonara, a Republican running in the Sunshine State as a political disruptor to unseat longtime Democratic incumbent Rep. Debbie Wasserman Schultz, is pitching an idea to reduce the crippling student loan debt crisis facing the country without shifting the burden to taxpayers.
In an interview with Fox News Digital, Carbonara lamented that as America marks its 250th anniversary, “the idea of the American dream has been slipping away” for many young Americans.
He criticized Democrats for promoting affordability while proposing solutions that amount to increased taxes.
“This is the first time where the next generation actually has less opportunity and less freedom than their parents in America’s 250-year history,” he said. “Rather than just tax and tax and tax, which people are tired of, I want to put more money back into the pocket of every American, so life is affordable.”
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Instead of shifting responsibility to taxpayers, Carbonara blames government subsidies as the “root cause” of rising college costs. A fintech mogul and business leader who also hosts a podcast, he said government subsidies allowed schools to raise prices, making college unaffordable.
“There’s no reason that students need to pay $50,000 a year for an education and wind up with a lifetime of debt that they have to chase every year to pay off,” he said, noting, “That’s not what we want. We want people to be able to go to school, get married, have a good-paying job so they can afford to have a family.”
Carbonara said this is one of the top issues voters voice to him on the campaign trail.
“I don’t just hear from young Americans, I hear from everyone,” he explained.
“The average age of first-time home ownership is now over 40 years old, when 20, 30 years ago, it was below 30 years old,” he went on. “Let’s face it, nobody wants to get married to have kids when you live in a 700-square-foot condo in South Florida.”
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However, unlike former President Joe Biden’s student loan forgiveness plan, which would have put taxpayers on the hook, Carbonara said addressing government subsidies would place the responsibility on universities.
“The idea of forgiveness, we have to throw that idea out, there’s no forgiveness here,” he said.
“It’s the university’s responsibility to step up to fix the dilemma. And we need to put together these programs for the universities to be able to fix it because again, they were the ones that received all the funding, all the tuition payments that were guaranteed by the government. So, since they benefited, it’s their responsibility to fix the issues.”
If elected, Carbonara believes he could work on both sides of the aisle to bring a bipartisan solution to the student loan crisis.
“People recognize this is a real crisis,” he said, adding, “This is going to take hard work, and it’s going to require responsibility from both students and, obviously, members of Congress.”
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Carbonara cautioned that student loan debt is one of the primary drivers of the average age of the first-time American homebuyer rising to 40.
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Ultimately, Carbonara said that with the American dream spiraling out of reach for many, “we’ve come to a crossroads.”
“Do we go to the socialism route… or do we go the route of freedom where we can create opportunity and give people the tools to be self-determined and be able to be prosperous and make their own decisions in life?” he asked.
“That’s the path we need to go to. We need to return to our core values of America that made our country great and give the American freedom and the American dream opportunity back to everyone.”
Peter Pinedo is a politics writer for Fox News Digital.
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