2026年3月6日 / 美国东部时间下午5:27 / CBS新闻
有志购房的人士可以期待，随着春季购房季的到来，房地产市场将变得略微更加有利。
尽管房价仍处于历史高位，但购房成本的增长速度正在放缓。根据Redfin的数据，1月份的中位数房价同比上涨1.1%，低于去年同期的4.1%。
“市场状况有所改善，因为抵押贷款利率降低，而且去年房价上涨速度低于工资增长，这应该会给购房者更多的购买力和信心，”Redfin首席经济学家达里尔·费尔韦瑟（Daryl Fairweather）告诉CBS新闻。
经济学家表示，今年春天有意购房的人可能会看到更多的房源。
抵押贷款利率将走向何方？
尽管由于与伊朗战争相关的通胀担忧，本周抵押贷款利率回升至6%，但这比2025年3月的6.6%要低得多。
这可能已经是利率的最低点。专家认为，房价可能会在春季保持坚挺，而抵押贷款利率可能不会大幅低于6%。
“我觉得[抵押贷款利率]更有可能趋于稳定，而不是继续下滑，”费尔韦瑟表示。
美国圣路易斯联邦储备银行的数据显示，2025年第四季度美国房屋的平均中位数售价为405,300美元。根据Realtor.com的数据，价格比去年同期低约2%。
“对于一些买家来说，这个市场可能更容易进入，但这真的取决于房地产的‘位置、位置、位置’，”NerdWallet的贷款专家凯特·伍德（Kate Wood）告诉CBS新闻。
库存逐渐松动
房地产市场松动的一个迹象是卖家与买家的比例在增加。根据Redfin2月份的报告，目前卖家数量比买家多约60万，高于2025年1月的44.4万。
待售房产数量的增加为购房者提供了更多选择，在谈判时也有了一定的议价空间。
不过，专家指出，库存仍然紧张，多年的建设不足导致经济适用房短缺。据Housing Wire报道，目前美国待售房屋数量比2019年减少了约15%。
这一情况伴随着新挂牌房源减少和房屋在市场上停留时间延长。Redfin数据显示，2月份新挂牌房源数量同比下降6.1%。
“库存正在改善，但总体上是从更差到略好一些，”伍德告诉CBS新闻。
Realtor.com高级经济学家乔尔·伯纳（Joel Berner）表示，中西部和东北部的库存最为紧张，这些地区尚未完全从疫情后的购房热潮中恢复过来。南部和西部地区的房源更为充足。
“这些地区的库存实际上比疫情前水平要高，因此有很多选择，价格也在下降，”伯纳说。
根据Redfin的数据，上个月新增库存增长最大的城市包括加利福尼亚州的圣何塞、华盛顿州的西雅图和俄勒冈州的波特兰。
科威国际不动产（Coldwell Banker）总裁杰森·沃（Jason Waugh）表示，他预计较低的利率和稳定的库存将共同推动销售额温和增长，使市场更实惠。
“我的一贯观点是[当你有能力时]就买房，”他说，“这实际上与一年中的什么时间、季节性或整体市场状况关系不大。”
编辑：Alain Sherter
House hunting? Here’s what to know as the spring buying season arrives.
March 6, 2026 / 5:27 PM EST / CBS News
Aspiring home buyers can look forward to a modestly more favorable real estate market heading into the spring house-hunting season.
Although home prices remain historically elevated, purchase costs are growing more slowly. According to Redfin data, median home prices in January rose at an annual rate of 1.1%, down from 4.1% a year ago.
“Conditions are better because the mortgage rates are lower and home prices went up slower than wages in the last year, which should be giving homebuyers more purchasing power and more confidence,” Daryl Fairweather, chief economist at Redfin, told CBS News.
People in the market for a home could also see more listings this spring, according to economists.
Where are mortgage rates headed?
While mortgage rates ticked back up to 6% this week due to inflation fears linked to the Iran war, that’s considerably lower than the March 2025 rate of 6.6%.
That may be as good as it gets. Experts think home prices are likely to remain sticky heading into spring and that mortgage rates might not swing much below 6%.
“I feel like it’s more likely that [mortgage rates] will level off than they will continue to slide,” Fairweather said.
The average median sales price for a home in the U.S. was $405,300 in the fourth quarter of 2025, according to data from the Federal Reserve Bank of St. Louis. Prices are about 2% lower than they were compared to the same time last year, according to Realtor.com.
“This market may be easier for some buyers, but it’s really going to depend on that real estate thing of location, location, location,” Kate Wood, a lending expert at NerdWallet, told CBS News.
Inventory loosening up
One sign the housing market is loosening is an increasing ratio of sellers to buyers. Sellers now outnumber buyers by about 600,000, up from 444,000 in January of 2025, according to a February report from Redfin.
An increase in the number of properties for sale gives house-hunters more options to choose from, as well as some leverage when it comes to negotiating.
Still, experts note that inventory remains tight, with years of underbuilding leaving a shortage of affordable homes. The U.S. has roughly 15% fewer homes for sale today than in 2019, according to Housing Wire.
That comes as the number of new listings slows and houses sit on the market for longer. In February, new listings decreased 6.1% from a year ago, Redfin data shows.
“Inventory is improving, but it’s generally going from worse to bad,” Wood told CBS News.
Joel Berner, a senior economist at Realtor.com, said inventory is most limited in the Midwest and Northeast, regions that still haven’t fully recovered from the post-pandemic buying frenzy. Properties are more widely available in the South and West.
“What’s happening is the inventory is actually higher [in those regions] than it was pre-pandemic levels, and so there are a lot of options there, and prices are falling,” Berner said.
Cities that experienced the largest growth in new inventory last month include San Jose, California; Seattle, Washington; and Portland, Oregon, according to Redfin.
Jason Waugh, president of Coldwell Banker, said he expects the combination of lower interest rates and stabilizing inventory to contribute to modest sales growth and a more affordable market.
“My opinion has always been [buy] when you can afford to,” he said. “It doesn’t really matter the time of year, seasonality or overall market conditions.”
Edited by Alain Sherter
发表回复