更新于：2026年2月27日 / 美国东部时间下午12:20 / 哥伦比亚广播公司新闻
好事达保险（State Farm）将向其汽车保险客户平均每辆车退还100美元，该公司称这是其历史上规模最大的红利。
该保险公司周四表示，今年夏天，退款将发放给4900万辆车的投保人。确切的付款金额将根据客户所在地和个人保费而有所不同。好事达在一份声明中称，总计退款金额将达到50亿美元，现金将回流到客户钱包中。
目前尚不清楚退款将以何种形式发放，不过这家总部位于伊利诺伊州布鲁明顿的公司告诉哥伦比亚广播公司新闻，现金分配”不会以信用额度的形式发放”。一位发言人表示，关于退款的更多细节将在未来几个月公布。
好事达称，”优于预期的承保业绩”和下降的汽车维修成本是其能够发放保险退款的因素。
好事达提供汽车、家庭和小型企业保险，拥有近9700万投保人。
其他保险公司最近也纷纷下调保险费率并向客户退款。为军人及其家属提供保险的USAA保险公司1月份表示，去年为客户节省了总计38亿美元。
State Farm to offer $100 average refund to car insurance customers
Updated on: February 27, 2026 / 12:20 PM EST / CBS News
State Farm is issuing an average refund of $100 per vehicle to its auto insurance customers in what the company says is the largest dividend in its history.
The insurer said Thursday that the refunds will go out to policyholders of 49 million vehicles this summer. The exact payment amount will vary based on where a customer lives and their individual premiums. All told, the refunds will amount to $5 billion total in cash flowing back into customers’ wallets, State Farm said in a statement.
It is unclear what form the refunds will take, although the Bloomington, Illinois-based company told CBS News that the cash distribution “will not be issued as a credit.” A spokesperson said more details on refunds will be shared in the coming months.
State Farm cited “stronger than expected underwriting performance” and shrinking auto repair costs as factors that enabled it to issue the coverage refunds.
State Farm provides insurance for autos, homes and small businesses and has nearly 97 million policyholders.
Other insurance companies have also recently moved to cut their coverage rates and reimburse customers. USAA, which provides insurance to members of the military and their families, said in January that it delivered a total of $3.8 billion in savings to customers last year.
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