众议院通过一项法案，旨在让普通美国人更容易购房，这一问题已成为困扰美国大部分地区的住房负担能力危机的核心。
这项以390票对9票通过的立法，是在日益两极分化的国会中罕见的两党合作表现，获得了共和党和民主党两方面的大量支持。
住房负担能力也是唐纳德·特朗普总统承诺在其第二任期内着手解决的问题。
上个月，他签署了一项行政命令，限制大型投资公司购买原本可由美国家庭购买的独栋住宅，他的《美丽大法案》还包括针对经济困境社区发展的税收激励措施。
特朗普签署新法律，通过部分索赔支付计划帮助退伍军人避免丧失房屋赎回权
2026年1月19日，众议院议长迈克·约翰逊在伦敦与英国首相基尔·斯塔默会面后离开唐宁街10号。(Alberto Pezzali/AP Photo)
周一通过的这项立法是一项内容广泛的法案，包含各种旨在增加美国经济适用房供应的措施，包括鼓励建造多户住宅、在较小地块上建造更高的建筑，以及在州和地方辖区减少限制性许可流程。
简化流程将包括在住房和城市发展部（HUD）下设立一个新的试点项目，为创建已符合当地建筑规范的”模式手册”（即预先批准的住房设计方案集）提供赠款。
该法案的部分内容主要针对扩大”缺失的中间层”住房供应，即介于独栋住宅和大型公寓楼之间的住房类型。
我多年来一直努力买房，华尔街总是击败我——特朗普做出了正确的决定
这些措施主要帮助首次购房者以及低收入美国人，以及专注于中小型住房而非大型豪华建筑的住房开发商。
2025年9月24日，加利福尼亚州克罗克特一处房屋前的”新低价”标志。(David Paul Morris/Bloomberg via Getty Images)
近几个月发布的多项公开调查显示，美国人强烈希望获得更实惠的住房。《经济适用房金融》网站分享的一项民意调查发现，超过60%的受访者支持增加”缺失的中间层”住房供应。
该法案还得到了来自各政治派别的议员的推动。众议院中的主要推动者是众议院金融服务委员会主席、来自阿肯色州的共和党人French Hill，以及进步派坚定支持者、加利福尼亚州民主党人、该委员会的最高民主党成员Maxine Waters。
该法案的另一位支持者，主流议员核心小组主席、内布拉斯加州共和党人Brian Flood，将其誉为”具有里程碑意义的立法”。
支持特朗普的组织发布关键住房倡议蓝图，其中包含顶级”让美国再次伟大”运动影响力人士
“无论你在蓝色城市还是红色城市，无论你是奥马哈的’人类家园’（Habitat for Humanity）组织还是阿拉巴马州伯明翰的住房开发商，这些问题都不是党派性的，”Flood周一告诉记者，”要解决住房危机，我们必须能够消除很多障碍。”
Hill告诉记者，该立法也没有妨碍住房供应过剩的地区。
“如果没有住房需求，这不会成为阻碍。我的意思是，这需要银行愿意将社区发展项目用于建设住房。如果存在住房过剩且价格合理，那么就不会有需要新建住房的市场信号，”Hill表示。
2026年2月2日，唐纳德·特朗普总统在华盛顿白宫椭圆形办公室向媒体发表讲话。(Saul Loeb/AFP via Getty Images)
随着11月中期选举临近，住房负担能力似乎成为一个日益重要的议题。
点击此处下载福克斯新闻应用程序
其他法案支持者包括来自密苏里州的民主党众议员Emmanuel Cleaver和来自印第安纳州的共和党众议员Marlin Stutzman，后者推动的法案核心原则被纳入最终版本。
“如果众议院共和党人和民主党人能够就这项增加全国住房供应并降低房价的一揽子计划达成一致，参议院应该能够迅速将其提交给总统签署，”Stutzman告诉福克斯新闻数字版，”我们的选民需要这项法案提供的救济。”
Stutzman于去年9月提出了一项法案，旨在简化新农村住房项目的环境审查流程。
该法案目前将提交参议院，在获得特朗普签署之前，必须获得两党支持才能通过。
伊丽莎白·埃尔金德是福克斯新闻数字版的政治记者，负责众议院的主要报道。她之前的数字署名文章曾出现在《每日邮报》和哥伦比亚广播公司新闻。
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The House of Representatives passed a bill aimed at making it easier for everyday Americans to purchase a home, an issue that’s become a cornerstone of the affordability crisis plaguing much of the United States.
The legislation, which passed with a 390-9 vote, is a rare show of bipartisanship in an increasingly polarized Congress, having gotten a significant amount of support from both Republicans and Democrats.
Housing affordability is also an issue that President Donald Trump has promised to tackle during his second term in office.
Last month, he signed an executive order making it harder for large investment firms to buy single-family homes that could otherwise be purchased by American families, and his One Big Beautiful Bill Act also included tax incentives aimed at development in economically distressed communities.
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House Speaker Mike Johnson leaves 10 Downing Street after meeting Britain’s Prime Minister Keir Starmer in London, Jan. 19, 2026.(Alberto Pezzali/AP Photo)
The legislation that passed on Monday is a wide-ranging bill with various measures aimed at growing the supply of affordable housing in the U.S., including incentivizing the construction of multifamily homes, taller buildings on smaller lots, and less restrictive permitting processes in state and local jurisdictions.
The streamlining would include establishing a new pilot program under the Department of Housing and Urban Development (HUD) to award grants for creating “pattern books” of pre-approved housing designs that are already compliant with local building codes.
Parts of the bill are chiefly aimed at expanding “missing middle” housing, which is the range between single-family homes and larger apartment buildings.
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The measures are primarily aiding first-time home buyers as well as lower-income Americans, and housing developers focused on small and mid-sized housing rather than larger luxury construction.
A “New Low Price” sign in front of a home in Crockett, Calif., on Sept. 24, 2025.(David Paul Morris/Bloomberg via Getty Images)
Multiple public surveys released in recent months have found that Americans have a strong desire for more affordable housing. One poll shared by the site Affordable Housing Finance found that more than 60% of people surveyed supported increasing missing middle housing.
The bill was also pushed by lawmakers across the political spectrum. Its two main leaders in the House were House Financial Services Committee Chairman French Hill, R-Ark., a longtime Republican congressman, and progressive stalwart Rep. Maxine Waters, D-Calif., the top Democrat on the committee.
Another proponent of the bill, Main Street Caucus Chairman Brian Flood, R-Neb., hailed it as “landmark legislation.”
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“It doesn’t matter if you’re in a blue city or a red city, whether you’re a Habitat for Humanity in Omaha or, you know, a housing developer in Birmingham, Alabama, these issues aren’t partisan,” Flood told reporters on Monday. “In order to solve the housing crisis, we have to be able to remove a lot of the barriers.”
Hill told reporters that the legislation did not get in the way of areas that had an oversupply of housing, either.
“If there’s not a demand for housing, this doesn’t get in the way of that. I mean, this requires a bank to be willing to lend a community development program to say that we should spend these dollars to build housing. And if there is a surplus of housing and pricing is affordable, then there wouldn’t be that market signal that says we need new housing,” Hill said.
President Donald Trump speaks to the press in the Oval Office of the White House in Washington, Feb. 2, 2026.(Saul Loeb/AFP via Getty Images)
It comes as affordability appears to be an increasingly important topic in the coming November midterm elections.
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Other supporters of the legislation include Rep. Emmanuel Cleaver, D-Mo., and Rep. Marlin Stutzman, R-Ind., the latter of which championed a bill whose core tenets got folded into the final piece.
“If House Republicans and Democrats can agree on this package to increase housing supply and lower prices across the nation, the Senate should be able to swiftly send it to the president’s desk,” Stutzman told Fox News Digital. “Our constituents need the relief this bill offers.”
Stutzman introduced a bill in September of last year aimed at streamlining the environmental review process for new rural housing projects.
The bill now heads to the Senate, where it must pass with bipartisan support before getting to Trump’s desk for his signature.
Elizabeth Elkind is a politics reporter for Fox News Digital leading coverage of the House of Representatives. Previous digital bylines seen at Daily Mail and CBS News.
Follow on Twitter at @liz_elkind and send tips to elizabeth.elkind@fox.com
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