作者：汉娜·朗
- 摘要
- 会议凸显银行与加密货币公司之间的分歧
- 稳定币收益争议阻碍立法进程
- 加密货币公司称收益对客户招募至关重要
2月3日（路透社）——旨在打破美国主要银行与加密货币公司长达数月僵局的白宫会议于周一结束，未达成任何协议，凸显出威胁数字资产里程碑立法进展的行业分歧。
由白宫加密货币委员会召集的闭门会议，召集了加密货币和银行业代表，试图就停滞不前的加密市场结构立法达成协议。双方会后均称会议具有建设性，但使法案进展受阻的根本分歧仍未解决。
报名订阅
出席会议的包括美国银行家协会、美国独立社区银行协会、区块链协会和数字商会的代表。
白宫发言人库什·德赛在声明中表示：“白宫继续开展富有成效的对话，以推进特朗普总统巩固美国在未来尖端技术领域主导地位的议程。”
稳定币利息争议成症结
加密货币市场结构立法因双方数月来在法案如何对待稳定币利息和其他收益的问题上产生冲突而停滞。银行一直推动法案中加入禁止此类做法的条款。
加密货币公司表示，提供利息等收益对招募新客户至关重要，禁止他们这样做将构成反竞争行为。银行则称，竞争加剧可能导致投保银行出现存款流失——这是大多数银行的主要资金来源——可能威胁金融稳定。
由于上个月参议院银行委员会因双方反对声浪上升及对法案缺乏足够支持以推进至参议院全体会议的担忧而推迟投票，周一的白宫会议旨在促成妥协。
一位不愿具名的参会人士透露，尽管双方在声明中都称会议具有建设性，但未达成协议。
该人士预计白宫将随后举行会议以解决僵局。
《明确法案》旨在为数字资产制定联邦规则，是加密货币行业多年游说的成果。加密货币公司长期以来一直认为，现有规则不足以涵盖数字资产，立法对于公司在美国获得法律确定性以继续运营至关重要。
众议院已于7月通过了该法案的版本。
纽约报道：汉娜·朗；编辑：皮特·施罗德、近山知津、罗德·尼克
我们的标准：汤森路透信托原则。（新标签页打开）
汤森路透
汉娜·朗报道金融科技和加密货币，包括推动该行业发展的企业和监管该领域的政策动态。她此前就职于《美国银行家》，报道银行监管和美联储。她毕业于马里兰大学帕克分校，现居华盛顿特区。
White House meeting fails to resolve US crypto legislation stalemate | Reuters
By Hannah Lang
- Summary
- Meeting highlights divisions between banks and crypto firms
- Clash over stablecoin rewards stalls legislation
- Crypto firms argue rewards are key for customer recruitment
Feb 3 (Reuters) – A White House meeting aimed at breaking a months‑long stalemate between major U.S. banks and cryptocurrency firms ended on Monday without any agreement, underscoring industry divisions that threaten progress on landmark digital‑asset legislation.
The closed‑door session, convened by the White House’s crypto council, brought together representatives from the crypto and banking industries in an effort to reach an agreement on stalled crypto market structure legislation. Both sides emerged from the meeting describing it as constructive, but fundamental disagreements that upended the bill’s progress remained unresolved.
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Representatives of the American Bankers Association, the Independent Community Bankers of America, the Blockchain Association and The Digital Chamber were among those in attendance.
“The White House continues to engage in productive conversations to advance President Trump’s agenda of cementing American dominance in the cutting-edge technologies of the future,” said White House spokesman Kush Desai in a statement.
STABLECOIN INTEREST A STICKING POINT
Crypto market structure legislation has been held up by a clash for months between the two industries over how the bill treats interest and other rewards paid on stablecoins. Banks have been pushing for language in the bill prohibiting the practice.
Crypto companies say providing rewards such as interest is crucial for recruiting new customers and that barring them from doing so would be anti-competitive. Banks say the increased competition could result in insured lenders experiencing an exodus of deposits – the primary source of funding for most banks – potentially threatening financial stability.
Monday’s White House meeting was intended to forge a compromise after the Senate Banking Committee postponed a vote last month amid rising objections from both sectors and fears the bill did not have enough support to advance to the full Senate.
While both sides in statements called the meeting constructive, it did not result in an agreement, according to one source who attended and declined to be identified discussing private policy discussions.
The source anticipated there would be subsequent White House meetings to try and resolve the impasse.
The Clarity Act aims to create federal rules for digital assets, the culmination of years of crypto industry lobbying. Crypto companies have long argued that existing rules are inadequate for digital assets, and that legislation is essential for companies to continue to operate with legal certainty in the U.S.
The House of Representatives passed its version of the bill in July.
Reporting by Hannah Lang in New York; editing by Pete Schroeder, Chizu Nomiyama, Rod Nickel
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Thomson Reuters
Hannah Lang covers financial technology and cryptocurrency, including the businesses that drive the industry and policy developments that govern the sector. Hannah previously worked at American Banker where she covered bank regulation and the Federal Reserve. She graduated from the University of Maryland, College Park and lives in Washington, DC.
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