2026年6月9日 / 美国东部时间下午12:37 / 哥伦比亚广播公司新闻
作者：安娜·马特拉anga
罗马讯—— 全球最古老的银行、意大利西雅那银行（Banca Monte dei Paschi di Siena，简称MPS）正陷入竞标争夺战。
这家托斯卡纳银行成立于1472年，由锡耶纳共和国创立，初衷是为贫困民众提供信贷。历经五个多世纪的发展，它已成为意大利规模最大的银行机构之一，也是该国金融体系的支柱。
短短约24小时内便出现了两家竞标方。周一，意大利最大银行裕信银行（Intesa Sanpaolo）主动出击，提出以310亿欧元（约合360亿美元）的价格收购西雅那银行。而就在一天前，按资产规模排名意大利第三的银行意大利商业银行（Banco BPM）刚提出了其所谓的“对等合并”方案。
裕信银行表示，其提议的合并将打造欧元区第二大银行集团，仅次于西班牙的桑坦德银行。
意大利商业银行未披露其收购方案的财务细节，但表示合并后的集团市值将达到约500亿欧元（约合580亿美元），成为意大利第二大银行。
意大利商业银行的收购计划引发了政治和金融领域的双重审视。该银行最大股东是法国农业信贷银行（Crédit Agricole），持股比例约为20%。批评人士认为，此次合并可能会让法国间接掌控意大利这一极具战略重要性的金融机构之一，引发外界对西雅那银行庞大资产未来控制权的担忧。
西雅那银行持有意大利最大私营政府债券持有者之一忠利保险（Generali Insurance）13%的股份——这也是此次潜在收购或合并对意大利民众意义超越银行业本身的关键原因之一。
尽管意大利高级官员并未公开反对西雅那银行落入法国或其他外国机构手中，但围绕法国农业信贷银行对意大利商业银行的影响力的担忧，在意大利政治和金融圈内多次浮现。
英国《金融时报》报道称，意大利政府内部一些人士反对意大利商业银行与西雅那银行的合并，担忧此举会增强法国对包括政府债务在内的意大利战略金融资产的影响力。
这一问题对总理焦尔吉娅·梅洛尼的民族主义政府尤为棘手。该政府近年来采取了越来越多的干预主义举措，以保护具有国家重要性的企业免受外国势力影响。
据路透社报道，梅洛尼及其核心盟友此前曾试图阻止外国投资者加大对忠利保险的控制，反映出意大利希望保留对本国经济战略部门的国内影响力。
Bidding war underway for world’s oldest bank, Italy’s Banca Monte dei Paschi di Siena
June 9, 2026 / 12:37 PM EDT / CBS News
By Anna Matranga
Rome— A bidding war is underway for the world’s oldest bank, Italy’s Banca Monte dei Paschi di Siena (MPS).
Founded in 1472 by the Republic of Siena to provide credit to poorer citizens, the Tuscan lender has evolved over more than five centuries into one of Italy’s largest banking institutions and a cornerstone of the country’s financial system.
Two rival suitors emerged within about 24 hours. On Monday, Italy’s largest bank, Intesa Sanpaolo, launched an unsolicited 31 billion euro (about $36 billion) bid for MPS. The offer came just one day after Banco BPM, Italy’s third-largest bank by assets, proposed what it described as a “merger of equals.”
Intesa said its proposal would create the second-largest banking group in the European Union’s common currency eurozone, behind Spain’s Banco Santander.
A Banca Monte dei Paschi di Siena SpA bank branch in Rome, Italy, is seen in a Feb. 5, 2026 file photo. Matteo Bastianelli/Bloomberg/Getty
While Banco BPM did not disclose the financial terms of its offer, it said the combined group would have a market capitalization of around 50 billion euros ($58 billion), creating Italy’s second-largest lender.
Banco BPM’s approach has garnered both political and financial scrutiny. The bank’s largest shareholder is French banking giant Crédit Agricole, which owns roughly 20% of BPM. Critics argue a merger could give Paris an indirect route into one of Italy’s most strategically important financial institutions, raising concerns over the future control of MPS’s vast holdings.
MPS owns 13% of Generali Insurance, one of Italy’s largest private holders of government bonds – one key reason why a potential takeover or merger carries significance for Italians beyond banking.
While no senior Italian officials have voiced public resistance to control of MPS falling into French or other foreign hands, concerns about Crédit Agricole’s influence over Banco BPM have repeatedly surfaced within political and financial circles.
The Financial Times reported resistance among some figures within Italy’s government to a BPM-MPS merger over the prospect of increased French influence over strategic Italian financial assets, including government debt.
The issue is especially delicate for Prime Minister Giorgia Meloni’s nationalist government, which has taken an increasingly interventionist approach to protecting nationally important companies from foreign influence.
According to the Reuters news agency, Meloni and key allies have previously sought to prevent foreign investors from gaining greater control over Generali, reflecting a desire to preserve domestic influence over strategic sectors of the economy.
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